When people are getting ready to file for bankruptcy, one of the questions that they are often going to ask is if they need to get an attorney. The truth is that you can file for bankruptcy without an attorney, but chances are that you are going to have better results if you have one.
If money is a problem, then there is a chance for you to get a lawyer who will offer a free or very low cost consultation by getting in contact with a referral service or bar association. If you're really poor, you may qualify for legal aid.
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If you are filing for Chapter 7, chances are that you may not need a lawyer. But it has to be simple, without any large items such as a car or house.
If you are filing for chapter 13, you should not handle it on your own. You should hire an attorney because there is going to be negotiation with the creditors and the office of the trustee for Chapter 13.
if you are someone that owns a house or other kinds of valuable property, you should not represent yourself no matter whether you are filing Chapter 7 or Chapter 13. You may save money by not getting an attorney, but you may wind up making a mistake that is going to cost you a lot more than a lawyer would have.
In conclusion, an attorney is not always necessary when you are filing for bankruptcy, but if you have any question about whether or not you can do it on your own, it's usually a good idea to consult a lawyer. They know the law and they know how to get things worked so that you may not lose as much. In short, hiring an attorney is a good idea all around.
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