Steps to File Your Bankruptcy

Tired of looking for simple and direct steps than can help you file for bankruptcy? Then this is what you need. We believe that the burden of having a lot of debts is enough so we are going to help you file your bankruptcy. As you read on, you will be able to find out that filing your bankruptcy can be a little long but if you have enough patience then everything will be worth it.

Step 1-Know what to file

There are two types of bankruptcy you can file. Either chapter 7, liquidating your assets to get cash to be able to pay your debtors, or chapter 13, still paying your debts without liquidation but giving you enough time to earn money. Choose wisely.

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Step 2- get and meet with your lawyer

It is important to get help from lawyers since they are experts when it comes to this matter. They will give you proper advice that will be very useful in the course of filing your bankruptcy.

Step 3- Finish all paper works and submit

Get necessary paper works to be filled out and complete them the soonest time possible./ submit them to the bankruptcy court near your home if you filed chapter 7 or to the federal court if you filed chapter 13.

Step 4- wait for notifications and meet with your creditors

After 20 to 40 days, you will be receiving notification regarding your petition and will be asked to meet with your creditors and their lawyers.

Step 5- wait for final decision

After the meeting, the court will decide on your petition whether they will grant your request or not.
It is that simple. But remember to be patient most especially when waiting of results and hope the the court favors your side. Good luck.

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